Retirement Planning
Life Financial Planners: Seniors

Why Hire LIFE Financial Planners in Perth? 

For over 20 years, we have been providing financial planning services in Perth. Our long-standing commitment to empower clients to plan a successful lifestyle all the way through to retirement and beyond. It’s important to understand what the role of and the services we provide as dedicated financial planners are. To help you decide if you should choose to work with us.

What Does a Financial Planner Do?

We will work with you to define your goals and help you to create the lifestyle you would like to live once we understand your goals and objectives and all the resources available to you. We then craft a comprehensive plan to achieve them. Depending on what stage of life you’re at, this could be funding children’s education costs, upgrading the family home, or reducing debt as soon as possible. Ensuring a comfortable lifestyle for your family all the way to your retirement, then managing pensions and withdrawals or planning for long-term care. We will help you to accomplish both your short-term and long-term lifestyle and retirement goals with our tailored strategies. 

Our tasks include: 

  • Goal setting  
  • Wealth creation 
  • Cash flow management 
  • Superannuation  
  • Tax planning 
  • Centrelink 
  • Estate planning  
  • Insurances- Life & Income Protection 
  • Education funds 
  • Investment structures 
  • Retirement planning 
  • Self-Managed Super Fund

Choosing the Right Financial Planner in Perth

So, you’re ready to take the opportunity and seek financial planning. But how do you choose the right financial planner for your needs? It’s essential to ask yourself the tough questions. What are their credentials? Can they provide references? How do they charge? These are just a few of the crucial questions to consider before making your decision. Remember, the right financial planner can make all the difference in achieving your financial goals. Whether you’re preparing for retirement, managing windfalls, or navigating major life transitions, we’ve got the expertise and knowledge to guide you through it all. Plus, we’ll help you steer clear of those so-called “investment gurus” and focus on what truly matters: building a solid financial future.

The Bottom Line

Financial planners aren’t just for the wealthy; they’re for everyone who wants to take control of their financial future. At LIFE Financial Planners, we’re committed to helping you achieve your goals, no matter how big or small. If you’re ready to take the next step towards financial freedom, don’t hesitate to contact Marijana or Mei at our West Perth office by dialling 08 9322 1882. Together, we’ll create a tailored plan that works seamlessly for you. 

Retirement Planning Perth

Mastering Retirement Planning in Perth: Your Roadmap to Financial Freedom

At Life Financial Planners, we understand that your retirement journey is a significant milestone and requires careful evaluation of your financial readiness. As you prepare to embark on this new chapter, it’s important to assess your current financial standing and plan carefully to ensure a smooth transition into retirement. Our experienced team at LIFE Financial Planners is here to guide you through these essential steps, covering key aspects such as healthcare, well-being, lifestyle, and legacy planning.

Assessing Your Financial Readiness – Retirement Savings and Investments

Before you retire, the most essential step is to evaluate your financial readiness. This involves assessing both your retirement savings and investments to determine if they align with where you envision your retirement goals. At Life Financial Planners, our expert advisers can work with you to conduct a comprehensive review of your financial position, considering factors such as risk tolerance, investment performance, and retirement income projections. We will work with you to develop a tailored retirement strategy that maximises your savings and minimises financial risks.

Understanding Centrelink Age Pension Benefits

For many Australians, Centrelink Age Pension benefits form a significant part of their retirement income. Navigating the complexities of pension and social security benefits can be daunting, but you don’t have to do it alone. Our team at Life Financial Planners has extensive knowledge and expertise in this area and can help you understand your entitlements and optimise your benefits for retirement. Ensuring you maximise your entitlements and plan for any potential changes in government policies.

Healthcare and Well-being in Retirement

As you plan for retirement, it’s essential to consider your healthcare needs and overall well-being. This includes planning for healthcare costs and maintaining your physical and mental health throughout retirement.

Planning for Healthcare Costs

Healthcare costs can be a significant expense in retirement, especially as you age and may require more medical care. Our advisers can assist you in estimating your healthcare expenses and exploring options for healthcare coverage, such as private health insurance and Medicare, developing strategies to cover these costs effectively. By planning ahead, you can ensure you have the resources to cover medical expenses and maintain your quality of life in retirement.

Maintaining Physical and Mental Health

Retirement is about more than just financial preparation; it’s also about maintaining physical and mental well-being. Our comprehensive approach to retirement planning includes considerations for your health and happiness, ensuring you can enjoy a fulfilling and active lifestyle.

Lifestyle and Legacy Planning

Defining Retirement Goals and Aspirations

Your retirement should be a time to pursue your passions, interests, and dreams to the fullest. Whether travelling the world, spending time with family or pursuing hobbies, our team will work closely with you to define your retirement goals and aspirations. By understanding your vision for retirement, we can tailor a plan that aligns smoothest with your dreams.

Creating a Legacy and Estate Plan

Planning for the future also involves considering your legacy and estate. Our advisers can help you create a comprehensive estate plan that ensures your assets are distributed according to your wishes and minimises tax implications for your beneficiaries. With our guidance, you can leave a lasting legacy for your loved ones and ensure your wishes are carried out effectively.

Plan your Retirement in Perth Successfully: Partner with a Perth Financial Planner

Financial planning assistance can make a significant difference in helping your Retirement planning. Whether you are on the brink of retirement or just beginning to contemplate it, having a solid financial strategy in place can provide you with clarity and confidence about your future.

Here at Life Financial Planners, we stand by your side, dedicated to empowering your retirement planning journey. With our experienced planners, we are equipped to guide you through navigating your retirement investments, ensuring a smooth transition process, and implementing invaluable strategies tailored to support your unique retirement lifestyle.

If you are eager to delve into discussions about your financial future and craft a retirement plan that aligns with your goals, don’t hesitate to contact Marijana or Mei at our West Perth office by dialling 08 9322 1882. We are committed to helping you understand all aspects of retirement planning and creating a tailored plan that works seamlessly for you.