Author Archives: AdminX5y7WrK

IFA Awards for Excellence – August 2014

LIFE Financial Planners is proudly one of seven finalists from around Australia to be nominated in the national Independent Financial Adviser (IFA) Awards for Excellence – Best Client Servicing Company.

As the only WA finalist we are honoured that our commitment in providing outstanding service to our clients has been recognised by the leaders in our industry. We recently returned from the awards in Sydney and while we didn’t win this year we are very proud to have been chosen as one of the finalists among our leading peers.

The Team at LIFE FP at the IFA Awards in Sydney IFA Awards for Excellence - August 2014 IFA Awards for Excellence - August 2014 IFA Awards Edited

The Team at LIFE FP at the IFA Awards in Sydney

The nomination culminates an outstanding year by Life Financial Planners. Not only does the company mark its 10th anniversary on 1 October 2014 but as part of our continuous drive for service excellence, Marijana is now a SPAA Accredited Self-Managed Superannuation Fund Specialist Adviser.

May 2014

Diversification in Superannuation

This video focuses on Diversification in Superannuation. James Dunn puts you in the picture on what you need to consider to diversifying superannuation and what should be the critical priorities depending on your stage of life and appetite for risk.

March 2014

How do Self Managed Super Funds Work?

Self-Managed Super Funds are a hot topic right now but what exactly are they? If you’re considering an SMSF in your investment strategy take a look at this video from Wealth Know How, which provides you with a brief run-down of what a Self-Managed Super Fund is and how they work.

If you are considering setting up your own SMSF why not give Marijana a call? Being a SPAA Accredited SMSF Specialist Adviser she can help you with any questions you might have and help you to decide whether an SMSF is right for you.

How to Be Super At Every Age

How to be Super at Every Age

Taking control of your superannuation can seem like a daunting and somewhat tedious task, especially if you are many years off retirement.

Taking the time now to make a few small changes to how you approach your super can make all the difference later in life.

The earlier you look at your options, such as putting a little extra aside each month or choosing the right investments, the better your long term prospects are. This article from Marie Clare (October 2013 edition) gives a few great tips to get you started:

How to be Super at Every Age

Seeking help from a financial adviser early on can really make the task a lot less taxing. We can monitor and review your super and find the most suitable options for you, depending on your stage in life.

Call us now for your free financial health check to get the ball rolling!

Buying Time

Buying Time – The Importance of Trauma Insurance

Almost everyone in Australia is affected by cancer at some point in their lives. While the physical and emotional side effects are well known, the financial side effects are often the elephant in the room.

The recent Four Corners story ‘Buying Time’ documents the escalating costs of fighting cancer and how treatment options can be severely limited by finances:

It can be frightening to think that the treatments available to you can be determined by what you can afford. As drug trials and new treatments become available, it can take many years for the government to provide financial relief for the cost of these products. Unfortunately for many sufferers time is not on their side.

Adequate Trauma insurance can provide peace of mind that you could at least ease your financial burden should you fall ill, allowing you to focus on regaining your health.

If you would like to discuss your insurance needs, please call us to arrange your free consultation.

From: Fred and Robyn, Mindarie

13th September 2013

Dear Marijana,

Robyn and I felt it most appropriate that we write to you following my recent retirement and our need to apply for the Australian Pension.

We feel that our gratitude for all the hard work and expertise shown by you and your staff deserved recognition in the form of a written testimonial.

It was in October of 2007 when I was informed that my services to the company I had worked for for the last twenty seven years no longer required my services and I was offered a retrenchment. At fifty nine it was hoped that I would at least be able to remain with them until my retirement age and like all people who find themselves in this situation I experienced the horrid thought of being unemployed for the first time in my life and unable to find work. Fortunately I had a good reputation in my chosen industry and when the news got out I was approached by a number of companies and was employed immediately after retrenchment.

The scary thought that I would never have enough superannuation combined with my retrenchment payout to retire at age sixty five, but there was a young lady who worked for the company in the finance department that recommended this company called Life Financial Planners.

Well the rest is history. With the help and advice from Marijana and her excellent staff we have been able to build up a nice little nest egg that will see us through our days and afford us the ability to live a good life with holidays and the ability to spoil ourselves a little if we wish. Even with the affect of the GFC which was a major step backwards Life Financial planners steered us though the storm.

A recent health scare made me wake up to the fact that there are more important things in life that you need to enjoy so at sixty five I retired, but had the awful thought of applying for the Australian Pension for my wife and myself and the mountain of paperwork, laws and regulations to negotiate, but never fear, Marijana and her staff took the burden off of us and made the journey easy and all went like clockwork. They are our little hero’s.

With the casual and relaxed atmosphere you experience at Life Financial planners when having meetings with Marijana and her staff we feel they are almost part of the family.

We would not hesitate in recommending Life Financial Planners to anyone planning their finances and suggest that the sooner you do it the better.

Fred and Robyn, Mindarie

5 Breast Cancer lessons

Be Prepared with Income Protection Insurance

Samantha Young was diagnosed with breast cancer at the age of 44. With two young daughters to support and unable to work, her story is a great reminder to always consider the unthinkable. By being prepared and having Income Protection insurance in place, Samantha was able to focus on her health and her daughters, instead of wasting precious time and energy trying to fund her fight.

Read her inspirational story here.