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Lonsec Market Commentary – February 2016

Lonsec Market Commentary – February 2016

The Australian market continued to trend down in February, with the S&P 300 Accumulation Index down 1.72% over the month. Telecommunications, Information Technology and Financials were all down, while Resources and Materials recovered some lost ground.

While volatility remains an issue in Australia (as well as internationally), consumer sentiment rose in February. Retails sales also grew, albeit less than was expected.

The RBA kept interest rates on hold again and provided no clear indication as to whether they plan to make changes in the near future.

For more of the domestic and international economic news for February you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – February 2016

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Lonsec Market Commentary – January 2016

Lonsec Market Commentary – January 2016

As has been widely reported in the media, we have had a volatile start to 2016 with the S&P/ASX 300 down 5.5% over January. Global market weakness and sentiment spurred the downward trend, with only the Telecommunications and Utilities sectors up for the month.

All major global indices fell over January, mostly due to slowing growth in China and a continuing drop in the oil price.

While the oil price fell over the month, gold, silver, tin, zinc and aluminium all made gains.

For more of the domestic and international economic news for January you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – January 2016

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Lonsec Market Commentary – December 2015

Lonsec Market Commentary – December 2015

After an initial fall, the S&P 200 ended up 2.7% by the end of December and was one of the best performing world markets. Energy and Industrials were down across the month while Financials, Consumer Staples and Discretionary all rose.

The US announced it’s expected rate rise of 25 basis points, ending the month down 2.0%. The Nikkei and Hang Seng were also down but the Shanghai Composite finished up 4.6% by the end of December.

Employment in Australia rose with 71,000 new jobs in November, one of the largest rises on record.

The Australian Dollar fell against the US Dollar in the first half of the month before finishing more or less flat.

For more of the domestic and international economic news for December you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – December 2015

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Lonsec Market Commentary – November 2015

Lonsec Market Commentary – November 2015

There were mixed results across sectors of the ASX in November, with Materials, Resources, Utilities and Consumer Staples all falling over the month. Healthcare, IT and Financials all gained ground.

Global markets remained volatile, with an interest rate hike in the US now widely expected in December. The Eurozone continued to grow slowly , up 1.6% again in the third quarter, the fastest growth rate since 2011.

The Australian Dollar continues to rally against the US Dollar, up again over the month of November.

For more of the domestic and international economic news for November you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – November 2015

Lonsec Market Commentary – October 2015

Lonsec Market Commentary – October 2015

The S&P/ASX 200 Accumulation Index posted a 4.4% return over the month of October, with the Energy sector leading the way.

Global markets rebounded to record their best month in four years. Markets were up across the board – the S&P 500 index saw a 6.7% gain, the Nikkei was up 9.7%, the Hang Seng up 8.6%, the DAX up 12.3% and the FTSE 100 gained 4.9%.

The Australian Dollar finished up 1.6% against the US Dollar by the end of October. The US Fed and the Australian RBA both kept interest rates on hold although both hinted at possible rate cuts by the end of the year.

For more of the domestic and international economic news for October you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – October 2015

Lonsec Market Commentary – September 2015

Lonsec Market Commentary – September 2015

As reported widely in the media, markets were volatile both nationally and internationally for much of September, spurred on by concerns around the state of the Chinese economy, the timing of US interest rate hikes and a weakening global economy. In Australia the Energy, Resources, Banking and Healthcare sectors were all down over the month, however the IT and Industrial sectors were up 5.3% and 1.4% respectively.

Off the back of the heightened volatility in equities markets and a subsequent rise in risk aversion, the Australian bond market ended higher at the end of September.

While Australian retail sales figures were down, export earnings increased over the period, narrowing our national budget deficit slightly.

For a round up of the domestic and international economic news for September you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – September 2015

Sam and Blake, Kenwick – 10 September 2015

Marijana and the team at LIFE Financial Planners have made getting our finances in order a simple process. We aren’t ‘high risk’ investors by any means but what we have been able to accomplish through Marijana’s help has been really positive. Marijana provided sound advice in regards to our mortgage goals, our super and in setting up our personal insurances and income insurances; making sure that we are covered in all aspects of our lives.

Marijana really made us aware of what our spending habits were like. At the time we didn’t realise how much we were over spending on things like meals and drinks out, taxis etc. By pointing this out, along with providing yearly projections on what we could achieve, we’ve been able to make small lifestyle changes which has had a huge positive impact on our mortgage. We can see the light at the end of the tunnel. Thank you!