The Right Balance – IFA Magazine February 2015
Marijana’s been featured in this month’s issue of IFA Magazine! See how Marijana’s search for a better work-life balance led her to start Life Financial Planners:
Market Risk in 2015
We saw market volatility increase steadily at the end of 2014, will this continue into 2015? What are the major market risks as we head in 2015? George Lucas explains what we can expect as we start the New Year.
Taking a little time to look at your superannuation now can make a huge difference in the future. As this article from The New Daily explains, few of us are aware of how much super we have, what it’s invested in and how much we’ll need for retirement.
Many of us aren’t interested in how our super performs until we’re close to retirement but much like you check your bank statement each month, just checking your super is on track regularly can make such a difference later. Don’t leave it until it’s too late – make 2015 your year to get your super on track!
In December 2014 we saw the S&P/ASX 200 Accumulation Index rebound, up 2.1% with meant a 5.6% return overall over the past 12 months. Along with Australia, the US also saw overall gains for 2014, with a 13% return on the S&P 500. Over the course of 2014 the DAX, CAC and FTSE all fell with declines of -4%, -5.5% and -3% respectively.
For further updates on how Australian and global markets performed in December 2014, you can read the Lonsec Market Commentary here:
In November 2014 we have seen building approvals and retail sales increase across the country. The S & P 200 Accumulation Index declined 3.3% while the Ausbond Composite Index for Fixed Interest grew 1.3%.
November also saw the Australian Dollar continue to fall against the US Dollar and the RBA kept interest rates on hold.
See how Australian and Global Markets performed in October 2014, including the best and worst stock performers for October and 2014 so far.
This month’s review also discusses the state of dwelling approvals, the Australian Retail Report and current consumer sentiment, as well as key economic conditions and indicators for October.
George Lucas at Wealth Know How provides a round up of the state of the markets in his latest video – All Eyes on Equities but US T-Bonds is Where it’s at (October 2014).
George Lucas at Wealth Know How provides a round up of the state of the markets in his latest video – Bears Grumble as Markets Decline (October 2014).
Keep up to date with the latest Market Commentary from Lonsec for September 2014.
It seems that you can buy almost everything cheaper on-line these days but this article, recently published by WA Today, explains that this definitely isn’t the case for life insurance. Buying directly through an on-line insurer can not only be more costly for you, it may not even meet your needs or be the right insurance for you. If you’re considering life insurance speak to us first!