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Lonsec Market Commentary – September 2015

Lonsec Market Commentary – September 2015

As reported widely in the media, markets were volatile both nationally and internationally for much of September, spurred on by concerns around the state of the Chinese economy, the timing of US interest rate hikes and a weakening global economy. In Australia the Energy, Resources, Banking and Healthcare sectors were all down over the month, however the IT and Industrial sectors were up 5.3% and 1.4% respectively.

Off the back of the heightened volatility in equities markets and a subsequent rise in risk aversion, the Australian bond market ended higher at the end of September.

While Australian retail sales figures were down, export earnings increased over the period, narrowing our national budget deficit slightly.

For a round up of the domestic and international economic news for September you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – September 2015

Sam and Blake, Kenwick – 10 September 2015

Marijana and the team at LIFE Financial Planners have made getting our finances in order a simple process. We aren’t ‘high risk’ investors by any means but what we have been able to accomplish through Marijana’s help has been really positive. Marijana provided sound advice in regards to our mortgage goals, our super and in setting up our personal insurances and income insurances; making sure that we are covered in all aspects of our lives.

Marijana really made us aware of what our spending habits were like. At the time we didn’t realise how much we were over spending on things like meals and drinks out, taxis etc. By pointing this out, along with providing yearly projections on what we could achieve, we’ve been able to make small lifestyle changes which has had a huge positive impact on our mortgage. We can see the light at the end of the tunnel. Thank you!

Lonsec Market Commentary – August 2015

Lonsec Market Commentary – August 2015

The S&P/ASX 200 Accumulation Index fell 7.8% in August, lead by the banking and energy sectors.

There was continued global and domestic market volatility, primarily due to a series of Chinese currency devaluations. Equity markets fell sharply in late August before recovering a little towards the end of the month.

The Australian Dollar fell against the US Dollar, falling 2.7% over the month.

For a summary of the domestic and international economic news for August you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – August 2015

Lonsec Market Commentary – July 2015

Lonsec Market Commentary – July 2015

The S&P/ASX 200 Accumulation Index gained 4.40% over July, closing in on the 5700 mark. Domestically the Health Care sector performed best while Resources remained the worst, following continuing weakness in the commodities market.

Following the Greek Government’s acceptance of the EU bailout plan, US and European markets posted widespread gains over the month while Chinese stocks continued their selloff from June, with the MSCI Emerging Markets Index dropping 1.84%.

For a summary of the domestic and international economic news for July you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – July 2015

Lonsec Market Commentary – June 2015

Lonsec Market Commentary – June 2015

As the financial year came to an end the S&P/ASX 200 Accumulation Index lost 5.30% in June amid earnings downgrades. There was fairly heavy selling in Europe at the end of June amidst the still continuing Greek Debt Crisis, equity markets across Asia fell as well over the month.

The RBA left interest rates at 2% and while the trade deficit narrowed and retail sales were up, both were less than hoped for. In the US and Europe there were continuing signs of growth and improving economic activity.

For a round up of the domestic and international economic news for June you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – June 2015

IFA Excellence Awards 2015

IFA Excellence Awards 2015

The IFA Excellence Awards are the only industry awards dedicated exclusively to boutique and non-aligned financial advisers.

LIFE Financial Planners is proud to announce that we have been nominated as finalists for the second year in a row in the category of Best Client Servicing – Company. As an independently-owned financial advice company that pride ourselves on providing the best personal advice and customer service we are extremely honoured to be finalists in this category again.

FINALIST_BEST_CLIENT_SERVICING_COMPANY (3) IFA Excellence Awards 2015 IFA Excellence Awards 2015 FINALIST BEST CLIENT SERVICING COMPANY 3

The IFA Excellence Awards will be announced at a ceremony in Sydney on Friday, August 7th.

Lonsec Market Commentary – May 2015

Lonsec Market Commentary – May 2015

The S & P/ASX 200 Accumulation Index was up slightly at the end of May despite the big 4 banks being down 3.20% over the month.

European equity markets all finished slightly down at the end of the month while the Shanghai Composite and the NIKKEI both finished up.

Another budget deficit was forecast but consumer sentiment was up, spurred on by the RBA cutting the cash rate by another 0.25% to a new historic low of 2.0%.

For a round up of the domestic and international economic news for May you can read the full Lonsec Market Commentary here:

Lonsec Market Commentary – May 2015

Single life can lead to little death

Single life can lead to little death

Setting yourself up with life insurance is easier when you’re young and healthy and the premiums are often much less than you’d think. Neale Prior spoke to Marijana for his article ‘Single life can lead to little death’ in The West Australian (April 20, 2015). Marijana explains that men and women in their mid-twenties should get plenty of income protection, trauma and TPD insurance in case something goes wrong in their active life.

If you’d like to talk to Marijana about putting insurances in place to protect yourself, your family and your assets, please give us a call.

Read Neale Prior’s article in ‘Your Money’ in The West Australian; ‘Single life can lead to little death’, featuring our very own Marijana Ravlich.

Single life can lead to little death – The West 20 April 2015